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Build Stronger Financial Futures Through Healthcare Planning

Healthcare planning software for exceptional
financial advisors life advisors.

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"Healthcare is the biggest financial concern for Americans."

- CFP Board, Gallup, Bankrate, CNBC, The Hill, Pew Research, CBS News, John Hancock, and more.

View Our Recent Industry Report

Engage clients in healthcare planning that goes beyond just health insurance or Medicare. Truly support all of life's transitions through HealthPlanner.

What is HealthPlanner?

Caribou's healthcare planning software, HealthPlanner, equips financial advisors with the ability to plan for and optimize clients' healthcare costs. Specifically, HealthPlanner:

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  • Matches health, budget, and preference needs to new health plan options (“plan optimization”) for the Marketplace and Medicare due to life events such as employment transitions, age, and Open Enrollment.
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  • Finds tax savings opportunities, such as premium tax credits, medical tax deductions, and HSA tax savings.
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  • Summarizes clients' current coverage and expenses, as well as snapshots for future events (e.g., “What does Medicare look like for this client in TX on this drug?“) to create a more comprehensive financial plan.
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Built for deeper client relationships.

Develop a deeper understanding of your clients needs, building higher value relationships.
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Differentiate yourself.

Stand out against other firms with unique healthcare support embedded into your financial planning process.
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Navigate healthcare with ease.

We make it effortless to support your clients with one of the biggest threats to their financial goals: healthcare.
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Cater to the needs of your clients at different life stages with a customized HealthPlanning Analysis.

Join in on good company

Just a few of our partners who trust us every day.

See what our partners have to say:

"Healthcare, and it's associated cost, has become the leading concern among retirees.  As we move from traditional investment advising to holistic financial planning, we've chosen to work with Caribou to alleviate worry about healthcare and know that our clients will be taken care of."

- Principal (CFA), PA

"Caribou has distinguished me from from other financial advisors out there and has opened up a whole other dimension of the client relationship."

- Principal (ChFP), MN

"Healthcare is an essential component of the financial plan - but, unfortunately, it is often missing. We strive to pursue true holistic life planning, and are taking action by offering healthcare advisory solutions to our clients."

Managing Partner (CFA), TX

See what our partners have to say...

"Healthcare, and it's associated cost, has become the leading concern among retirees.  As we move from traditional investment advising to holistic financial planning, we've chosen to work with Caribou to alleviate worry about healthcare and know that our clients will be taken care of."

- Principal (CFA), PA

"Caribou has distinguished me from from other financial advisors out there and has opened up a whole other dimension of the client relationship."

- Principal (ChFP), MN

"Healthcare is an essential component of the financial plan - but, unfortunately, it is often missing. We strive to pursue true holistic life planning, and are taking action by offering healthcare advisory solutions to our clients."

Managing Partner (CFA), TX

...And read reviews from their clients.

"The summary report that was prepared for me was comprehensive and covered everything I needed to know/prepare for the meeting. During the meeting, the team guided me thru the options available to me and was very patient as I asked a thousand and one questions. Highly recommend."

- Anonymous

"This was the second year I have used Caribou. They already had most of my information, so I only had to update a few items. Caribou sent me a HealthPlanning Analysis within two days. This has given me time to assess which plan I will choose."

- J.S.

"My advisor seemed very knowledgeable and was able to address my concerns. She was also very polite and patient. A very good experience."

- Charles Brack
Read Client Stories
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Recent Article in Advisor Perspectives

Positioning Healthcare as Part of Your Service Offering

Whether your planning approach involves three, five or seven pillars, it is likely you are missing the top financial concern for Americans: healthcare...

READ ARTICLE

Choose a Pricing Plan that Works for You

Family and elderly parent

Household Subscription

‍Roll out to select clients with no restrictions on a minimum number.

Annual Healthcare Assessment
• Summary for Financial Advisor
• Comprehensive Healthcare Action Plan

Health Benefits Analysis/Review
• Medicare, COBRA, retiree health plans, etc.
‍

per household

$ 350
Try with one client today!
Senior saving money

Healthcare Navigation

Available at $125/hr for all clients, no matter which plan you choose

Access Healthcare Advisor Network
• Support clients with access to dedicated support from experts to navigate the complex healthcare system (eg. new diagnoses, choosing facilities or treatments)



Starting at

$125 hourly
A strong healthcare plan

Firm-wide Subscription

Advertise that you offer Healthcare Planning to all of your clients.

Annual Healthcare Assessment
• Summary for Financial Advisor
• Comprehensive Healthcare Action Plan

Health Benefits Analysis/Review
• Medicare, COBRA, retiree health plans, etc.

Contact us for discount

$125

Incorporate healthcare planning into your financial advisory practice today.

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